Mortgage rates are on the decline, which is good news for those searching to buy a new home.
For the second straight week, mortgage buyer Freddie Mac said the average rate for a 30-year loan is down.
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Currently, rates sit a just over 4.5 percent.
However, the mortgage rate not at it's lowest.
Current rates are well over half-point higher than a year ago.
Good news for home buyers: Mortgage rates are down
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