One scam caught Ashley Lucas off guard, and she is now out $2,500. She spotted a 2009 Nissan Maxima for sale on Craigslist. It was listed for $1,500, so she wanted to act fast as it was a price she could afford.
She emailed back and forth with the seller, and the seller claimed the purchase came with eBay Vehicle Purchase Protection.
Ashley thought the deal would be protected, so she moved forward with it. The catch? The seller wanted her to pay in eBay gift cards.
"First I bought the three $500 gift cards, and then they said they needed a thousand more dollars because they said they needed insurance for them to ship it to my house and they said they would refund it to me once the car was delivered," Ashley said.
So Ashley bought the $2,500 worth of gift cards and then followed the instructions from the seller by scratching off the numbers on each gift card and giving those numbers to the seller, so then they had access to the money.
Ashley thought she'd be getting her new car, but then the seller asked for more money.
"After I told them I'm getting a little curious, they were no longer sending emails back," she said. "They weren't answering their calls."
Ashley realized she had been scammed.
"I felt stupid because I was already low on money and I just was going to take a risk because I need a car really bad," Ashley said.
SUCH SCAMS NOT UNCOMMON
Ashley is not alone, as I've heard from several other viewers who said they also fell victim to a used-car deal where they paid the money for the vehicle because they thought it came with eBay vehicle protection.
In reality, the scammers are mimicking eBay and making it look as if it is legitimate.
EBay does explain on its website how the scam works and what to watch out for. Click here for information on that.
EBay warns that its Vehicle Purchase Protection covers only certain vehicle transactions that are completed on eBay.com. If a Craigslist or non-eBay seller "promises" you the eBay protection plan, eBay says this is false and almost certainly a scam, and you should walk away.
The FBI also issued this warning
The best advice is to be very cautious of any deal that is too good to be true. Another big red flag is when the seller wants to ship the car to you and wants you to buy either with gift cards, pre-paid credit cards, or they want you to wire the money.