Germani allegedly gave a bank teller a note saying he was there to rob the bank and while on the phone, he told the 911 dispatcher what he was wearing and that he was not armed.
He also said he had been mentally unstable all of his life and needed to go to prison because he couldn't "live like this anymore."
Detectives say Germani had quit his job as a sandwich maker and gave his possessions to his housemate about an hour before going to the bank.
Shortly after Germani entered the bank, an officer arrived at the scene and walked in. He said he walked up to the suspect and asked him what was going on.
Germani told the officer he robbed the bank.
The officer took Germani in for questioning and during an interview Germani allegedly told police he did not rob the bank for money. He said he was a danger to himself and need to be locked up.
The newspaper quoted Germani as saying, "I want to go to prison," during his interview with police.
Germani is charged with felony attempted common law robbery and is in the Haywood County jail under $15,000 bond.